That times are extremely
hard now globally appears to be obvious
to all Daily. Our budget estimates are suffering implementation because of
scarce resources to match them.Yet things that we must do every day keep
cropping up. The question is,
how do we cope with the Hard times? Here are
some useful tips on how to survive the hard times:
1.Always plan on how you
will spend the little that you have: Most people have the wrong notion that
planning has only to do with a large sum of money. This is totally wrong as you
can plan even with one kobo.If you set out shopping with one kobo but don’t
know what you want to buy ‘ you may end up buying anything which on the long
run may not be what you need at the time.
2.Spent within your means,
Never. never borrow to spent. Your budget should be within what you can afford.
3.Buy only the
necessary.What you can do with out ,leave it at the moment.
4.Dont shop for shopping
sake.
5And always ensure that
you have reserve
Meanwhile .we may be
facing harder times in 2012.According
to Chief Economist; Mr Justin
Lin,.Nations may face tough economic times in 2012.
